Fighting insurers that deny and delay
Leading the fight against companies that stall claims and refuse to compensate wildfire victims.
BEN ALLEN'S PLAN TO
Strengthen California’s Insurance Market
California's insurance crisis threatens the financial security of millions of families across our state. As wildfires and climate disasters intensify, insurers are pulling out of communities and leaving homeowners stranded on the overburdened FAIR Plan — driving up costs for everyone. I wrote Proposition 4 to begin addressing this emergency, but we need comprehensive reform led by the Insurance Commissioner that balances consumer protection with market stability, modernizes our outdated systems, and invests in community-scale solutions that reduce risk and bring insurers back.
My plan will restore a competitive insurance market, ensure Californians are treated fairly after disasters, and build resilient communities that can withstand the climate challenges ahead.
Post-Disaster Insurer Compliance
After a disaster, Californians deserve timely, fair treatment from their insurers—not months of bureaucracy when they’re trying to rebuild their lives. That's why I'm refusing to accept insurance industry contributions in this campaign.
Making the Department More Transparent and Accountable
Families have enough hardship to contend with in the wake of a devastating disaster or simply in the aftermath of any loss. Uncertainty regarding navigating a complex and often opaque insurance system frequently makes a challenging time worse. I will make it a top priority to modernize the Department of Insurance and make it work for Californians.