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<p><strong>Now he's taking that fight to the Department of Insurance.</strong></p><p>State Senator Ben Allen has spent a decade building a record of taking on entrenched interests: from the utilities to insurers to big oil. <span style="color: var(--color-bg4-text); text-decoration-color: var(--color-bg4-text);"><strong style="color: var(--color-bg4-text); text-decoration-color: var(--color-bg4-text);">As Insurance Commissioner, he'll lower costs, bring insurers back to the market, and make sure Californians are paid what they are owed in a time of crisis.</strong></span></p>

<h1>Fighting for consumers</h1>

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<h4>Reduce the outrageous cost of insurance</h4>

<h4>Prevent companies from dropping policies and denying claims</h4>

<h4>Stabilize the insurance market to ensure fair and affordable rates</h4>

<h4>Require insurers provide timely, fair treatment&nbsp;</h4>

<h4>Move People off the FAIR plan that drives up rates for everyone</h4>

<h4>Make the Department of Insurance accessible and accountable to consumers</h4>

<h3><span style="color: var(--color-text-accent-primary); text-decoration-color: var(--color-text-accent-primary);">California’s Insurance System is Broken.</span></h3><h3>Ben Allen is Running<br>to Fix It.<br></h3><p>The insurance companies charge outrageous rates, while denying claims and dropping coverage. Californians are facing an insurance crisis.</p><p><br></p><span class="image image-framed image-center" style="width: 100%;"><span class="image-inner-wrapper"><img src="https://run.imgix.net/8cf510ae-d418-4cf8-a40f-70c5d55a9f22/a81eddac-06ff-44ce-9c72-984039f65241/a81eddac-06ff-44ce-9c72-984039f65241.jpg?ixlib=js-3.8.0&amp;bri=0&amp;con=0&amp;sat=0&amp;high=0&amp;shad=0&amp;usm=0&amp;rect=0%2C0%2C6445%2C4672&amp;w=1500" alt="" caption="" align="center" alignwidth="50" variant="framed"></span><span class="caption" style="display: none;"></span></span>

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<p><span style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);">As State Senator, Ben <strong style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);">stepped up to lead</strong> in a moment of crisis, helping support thousands of families who faced the devastating loss of their homes and memories.&nbsp;</span></p>

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<p></p><p>Ben won’t take a dime from the Insurance industry.<br></p>

<h1><span style="color: var(--color-bg3-headline-primary); text-decoration-color: var(--color-bg3-headline-primary);">Putting People First in CA’s Insurance System</span></h1>

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<h2>Campaign Updates: In the News</h2>

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<p><strong>California's insurance crisis threatens the financial security of millions of families across our state. </strong>As wildfires and climate disasters intensify, insurers are pulling out of communities and leaving homeowners stranded on the overburdened FAIR Plan — driving up costs for everyone. I wrote Proposition 4 to begin addressing this emergency, but <strong>we need comprehensive reform led by the Insurance Commissioner</strong> that balances consumer protection with market stability, modernizes our outdated systems, and invests in community-scale solutions that reduce risk and bring insurers back. </p><p><strong>My plan will restore a competitive insurance market, ensure Californians are treated fairly after disasters, and build resilient communities that can withstand the climate challenges ahead.</strong></p>

<h2>Strengthen California’s Insurance Market</h2>

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<p><strong>Ben Allen, Democrat:</strong> The El Segundo state senator, who represents a district that was hit by the Southern California wildfires, wants to set up a consumer advocate position within the insurance department. He also wants to create funding sources, such as state-backed loans, to make homes more fire resistant.&nbsp;</p>

<h4>A guide to the Insurance Commissioner candidates</h4>

<p><strong>State Sen. Ben Allen is turning up the pressure on California insurers,</strong> pushing two bills through a key committee that would force companies to spell out why they are cutting loose homeowners and give people a fair shot to fix problems before coverage disappears.</p>

<h4>Ben Allen Puts Heat On Insurers As Santa Monica Homeowners Get Squeezed</h4>

<p><strong>U.S. Senator Alex Padilla today announced his endorsement of State Senator Ben Allen’s (D-Santa Monica) campaign for California Insurance Commissioner </strong>– citing his long track record of solving tough challenges and supporting families after last year’s devastating wildfires in Los Angeles County.</p>

<h4>U.S. Senator Alex Padilla Endorses Ben Allen For California Insurance Commissioner</h4>

<p>California legislators announced a 13-bill wildfire prevention package Wednesday aimed at addressing the state's escalating megafire crisis through home hardening, beneficial fire programs and new firefighting technologies.</p><p><a href="https://sd24.senate.ca.gov/"><strong>Sen. Ben Allen</strong></a><strong>, who represents the Pacific Palisades and Malibu communities devastated by wildfires last January, described the ongoing hardship facing his constituents.</strong></p>

<h4>California Lawmakers Unveil 13-Bill Wildfire Prevention Package</h4>

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<h4>Huntington Beach Coffee with the Candidate!</h4>

<p>Join Senator Ben Allen for coffee and pastries on Sunday morning in Huntington Beach! An opportunity to learn more about his campaign for Insurance Commissioner, and his long track record fighting for the climate, consumers, and more.</p><p>Hosted by OVSD School Board President Gina Clayton-Tarvin!</p>

Huntington Beach Coffee with the Candidate!

<p>Longtime Environmental Leader, Consumer Advocate Vows to Protect Californians in the Face of a Changing Climate &amp; Growing Insurance Crisis; Enters Race with Support of Primary Legislative Leaders, Senator Schiff</p>

<h4>State Sen. Ben Allen Launches Campaign for California Insurance Commissioner</h4>

<p>Allen has served as a member of the California state Senate since 2014. <strong>His plans include restoring a competitive insurance market, ensuring people are treated fairly after disasters and building resilient communities.</strong></p>

<h4>California Insurance Commissioner Race Has Diverse Field Amid ‘Insurance Crisis’</h4>

<h4>Virtual Town Hall with Ben Allen</h4>

<p>Join Senator Ben Allen for a conversation to learn more about his campaign for Insurance Commissioner, and provide your own thoughts and questions on this pivotal statewide race.</p>

Virtual Town Hall with Ben Allen 

<p>Join the <a href="https://sbdems.com/">San Bernardino Democratic Luncheon Club </a>and Senator Allen on<strong> Friday, January 30th at</strong> <strong>11:30 AM</strong> at Juan Pollo Restaurant:&nbsp;1258 5th St, San Bernardino, CA 9241. Senator Allen will be there at 11:30 AM to meet in advance of the lunch, and then the official luncheon club will begin at 12pm. <strong>First 60 RSVPs will get free lunch! </strong></p>

<h4>San Bernardino Luncheon</h4>

<p>Join the <a href="https://sbdems.com/">San Bernardino Democratic Luncheon Club </a>and Senator Allen on<strong> Friday, January 30th at</strong> <strong>11:30 AM</strong> at Juan Pollo Restaurant. Senator Allen will be there at 11:30 AM to meet in advance of the lunch, and then the official luncheon club will begin at 12pm.&nbsp;<br>First 60 people who RSVP will receive free lunch!&nbsp;</p>

San Bernardino Luncheon

<p>On January 7, 2025, the Palisades Fire erupted miles from my home, tearing through the community I represent in the State Senate. Helping friends, neighbors, and constituents who lost everything navigate insurance claims gave me a front-row seat to our broken insurance system. Standing amid smoke and uncertainty, I saw what failure looks like. <strong>Those experiences have shown me the importance of transparency, accountability, and putting people first. </strong></p>

<h4>Meet the insurance commissioner candidates: Sen Ben Allen</h4>

<h4>Canvassing with Santa Monica Dems</h4>

<p>Join Santa Monica Democratic Club to talk to voters about Ben Allen for Insurance Commissioner on the final GOTV weekend!</p>

Canvassing with Santa Monica Dems

<h4>GOTV Phone Bank</h4>

<p>JOIN US TO GOTV before the primary!</p><p>As the East Bay Times said: "Few statewide elections stand to matter more this year than the race for insurance commissioner — the primary official tasked with stemming a wildfire-stoked home insurance crisis that has sent rates soaring across California."</p><p>Now more than ever, the Insurance Commissioner race is a competitive and pivotal race for affordability, climate, and housing in California, yet so often unknown!</p><p>That's why we need YOU to help us spread the word about this race, and most importantly, why Ben Allen is the best candidate!</p>

GOTV Phone Bank

<p>La Opinión considera que de los candidatos, por sus cualidades personales, su récord como legislador y su <strong>conocimiento de los temas Ben Allen es el más adecuado y recomienda a sus lectores votar por él.&nbsp;</strong></p>

<h4>Editorial: Por Ben Allen para Comisionado de Seguros de California</h4>

<p><strong>Allen, a Democrat, would take a more comprehensive approach to risk reduction</strong>, including by creating funding sources such as <a href="https://calmatters.digitaldemocracy.org/bills/ca_202520260sb894">state-backed loans</a> for hardening homes, and by bringing together insurers, builders, local governments, firefighters and the state to work on solutions.</p>

<h4>Who wants to be California’s insurance commissioner? Your guide to the candidates</h4>

<p>Those L.A. fires burned parts of the district represented by state Sen. Ben Allen, D-Santa Monica. <strong>The Southern California lawmaker has the backing of most of California’s Democratic establishment, including both U.S. senators and other top lawmakers.</strong></p>

<h4>Who’s running for California Insurance Commissioner — and what does the job do?</h4>

<h4>Final Pre-Convention Meet &amp; Greet</h4>

<p>Our last meet and greet before CADEM convention! Join us to learn about&nbsp;Senator Allen and&nbsp;his run, and bring your own questions and perspectives on insurance.&nbsp;</p>

So Cal Meet & Greet

<p>Allen represents portions of Los Angeles that were affected by last year’s fires. He spoke of bills he’d authored to improve consumer and environmental protections, including Proposition 4, a $10 billion bond passed in 2024 that provides money for climate resilience, including wildfire prevention.</p><p><strong>He spoke of the need to focus on community-wide fire risk reduction and push insurance companies to better support customers.</strong></p>

<h4>California Insurance Commissioner Candidates Debate Solutions to Wildfire-Driven Crisis</h4>

<p><strong>California Teachers &amp; Most Democratic Legislators Agree: Ben Allen is the Right Candidate for Insurance Commissioner</strong></p><p><strong>LOS ANGELES </strong>— A majority of Democratic state legislators – and the California Federation of Teachers – have endorsed State Senator Ben Allen’s (D-Santa Monica) campaign for California Insurance Commissioner.</p>

<h4>California Teachers & Most Democratic Legislators Agree</h4>

<p><strong>Allen said that risk reduction “is essential to the long-term stability and solvency of this market.”</strong></p><p>“This is an opportunity for us as a state to start to shift policies and practices toward greater risk reduction and greater fire wisdom and fire resilience,” Allen said.</p>

<h4>Clear contracts, new tech. Can California's insurance woes be fixed?</h4>

<p>Join us Friday night of convention (February 20th) from 10pm-12am for Ben Allen's Insure the California Dream Party in partnership with California Environmental Voters! Hosted in a hospitality suite in the Moscone Convention Center &amp; open to all CADEM Convention attendees until we reach capacity!<br></p><p>Come join us to kick off convention right with <strong>desserts, a smoothie bar, drinks and a DJ</strong>!</p>

<h4>Insure the California Dream Party</h4>

<p>Join us Friday night of convention (February 20th) from 10pm-12am for Ben Allen's Insure the California Dream Party in partnership with California Environmental Voters! Hosted in a hospitality suite in the Moscone Convention Center &amp; open to all CADEM Convention attendees until we reach capacity!<br></p><p>Come join us to kick off convention right with <strong>desserts, a smoothie bar, drinks and a DJ</strong></p>

Insure the California Dream Party

<p><strong>After a disaster, Californians deserve timely, fair treatment from their insurers—not months of bureaucracy when they’re trying to rebuild their lives. That's why I'm refusing to accept insurance industry contributions in this campaign.</strong></p>

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<h2>Post-Disaster Insurer Compliance</h2>

<h4>GOTV Phone Bank for Ben Allen</h4>

<p>JOIN US TO GOTV before the primary!</p><p>As the East Bay Times said: "Few statewide elections stand to matter more this year than the race for insurance commissioner — the primary official tasked with stemming a wildfire-stoked home insurance crisis that has sent rates soaring across California."</p><p>Now more than ever, the Insurance Commissioner race is a competitive and pivotal race for affordability, climate, and housing in California, yet so often unknown!</p><p>That's why we need YOU to help us spread the word about this race, and most importantly, why Ben Allen is the best candidate!</p><p>Meet with us via Zoom to hear directly from Ben about his plan for this role, take part in a short phone banking training, and then call voters!</p><p>NO EXPERIENCE REQUIRED! Simply join us with yourself, your phone, and your passion to get Ben elected, and we will provide all other talking points and materials!</p>

<p><strong>Leading the fight against companies that stall claims and refuse to compensate wildfire victims.</strong></p>

<h2>Fighting insurers that deny and delay</h2>

<p>Following the California Democratic Party convention, the political reality is now clear – <strong>Ben Allen is the frontrunner in the race for Insurance Commissioner.</strong> The facts back this up across every measure that matters in a competitive primary</p>

<h4>After the Democratic Convention, Senator Ben Allen is the Clear Frontrunner</h4>

<p>Senator Ben Allen framed the issue as a structural failure rather than a temporary disruption... <strong>His focus centered on protecting consumers and restoring balance to the private market.</strong></p>

<h4>Insurance Will Decide If We Rebuild: Candidates Face Palisades Reality in High-Stakes Forum</h4>

<p><strong>Allen, a Democratic state senator from Los Angeles County, has the race’s largest campaign war chest, at more than $1 million. </strong>He’s also secured key endorsements from California Sens. Adam Schiff and Alex Padilla.</p>

<h4>Who controls your home insurance? A high-stakes California race could decide</h4>

<p><strong>Watch the League of Women Voters Insurance Commissioner Forum here. </strong></p>

<h4>League of Women Voters - Insurance Commissioner Forum</h4>

<p><strong>California state Sen. Ben Allen, D-Pacific Palisades, introduced legislation Friday that would require property insurers to give policyholders six months' notice before dropping their coverage and explain the specific reasons for doing so.</strong></p><p>Senate Bill 1301 would also prohibit insurers from nonrenewing a policy solely because a policyholder inquired about a claim, filed a claim that was not paid, or filed a claim that fell within their deductible.</p>

<h4>California Bill Would Require Advance Notice, Reasons for Insurance Nonrenewals</h4>

<p><strong>Ben Allen (D), a State Senator from Santa Monica, </strong>has focused heavily on environmental issues in the Legislature since he was elected in 2014, including chairing the Senate Environmental Quality Committee.</p>

<h4>Your guide to the California insurance commissioner race</h4>

<h4>Southern California Meet &amp; Greet</h4>

<p>Southern California &amp; beyond! Join us to learn about&nbsp;Senator Allen and&nbsp;his run, and bring your own questions and perspectives on insurance.&nbsp;</p>

Southern CA Meet & Greet

<p><strong>Families have enough hardship to contend with in the wake of a devastating disaster or simply in the aftermath of any loss. Uncertainty regarding navigating a complex and often opaque insurance system frequently makes a challenging time worse. I will make it a top priority to modernize the Department of Insurance and make it work for Californians.&nbsp;</strong></p>

<h2>Making the Department More Transparent and Accountable</h2>

<p>Senate Bill 894 and Senate Bill 1297, which both address wildfire risk reduction in the state, passed through their committees this week without opposition, and they are soon set to be heard in the Senate Appropriations Committee.</p><p><strong>Both bills were introduced by state Sen. Ben Allen, D-Pacific Palisades, who is one of 11 candidates for California Insurance Commissioner.</strong></p>

<h4>California Wildfire Risk Bills Cruising Through Legislature</h4>

<p>Two bills aimed at strengthening protections for insurance policyholders in California advanced out of committee this week, with supporters saying the measures would improve transparency and enforcement in a market plagued by widespread nonrenewals.</p><p><strong>Sen. Ben Allen, D-Pacific Palisades, authored both measures.</strong></p>

<h4>Bills Aimed at Protecting Policyholders Advance Out of Committee</h4>

<p><strong>Ben Allen (Democrat) — The Wildfire Reformer.</strong> State Senator Ben Allen represents Santa Monica and watched the Palisades Fire tear through his own community on January 7, 2025. That experience is central to his campaign. Allen has endorsed by U.S. Senator Adam Schiff and won just over 40% of ballots cast at the California Democratic Party convention in late February — <strong>the strongest showing of any candidate there.</strong></p>

<h4>Meet the Five Leading Candidates — And What They Want to Do With Your Insurance</h4>

<p>There is only one candidate who grasps the complexity of this crisis and has the legislative experience to address it.</p><p><strong>That is Ben Allen.</strong></p>

<h4>Endorsement: Elect Ben Allen California’s next insurance commissioner</h4>

<h4>Election Day Phone Bank!</h4>

<p>Join us for the last day of GOTV to phone bank and text bank voters for Ben Allen for Insurance Commissioner!</p><p>Help us reach voters who have not turned in their ballots and encourage them to vote in this pivotal election.&nbsp;</p><p>We need YOU to help us spread the word about this race, and most importantly, why Ben Allen, a legislative champion for consumer protection and the environment,&nbsp; is the best candidate!</p>

Election Day Phone Bank! 

<p>I got a front row seat to the dysfunction of our current insurance system. Our work went from helping people in the immediate aftermath of the fire to thinking about broader policy changes. <strong>This visceral experience of what so many of my friends, neighbors and constituents went through drove me to run for California Insurance Commissioner.</strong></p>

<h4>After disasters, California should ensure people recover, not be forced out</h4>

<p>East Bay &amp; beyond! Join us to learn about&nbsp;Senator Allen and&nbsp;his run, and bring your own questions and perspectives on insurance.&nbsp;</p>

<h4>Northern California Meet &amp; Greet</h4>

<p>Northern California &amp; beyond! Join us to learn about&nbsp;Senator Allen and&nbsp;his run, and bring your own questions and perspectives on insurance.&nbsp;</p>

East Bay Meet & Greet

Since his first election to the State Senate in 2014, Ben has become an effective leader in the Legislature; leading critical committees and spearheading nearly dozens of new laws across a wide range of issues.

Ben Allen for Insurance Commissioner

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In January 2025,
fire tore through
Ben Allen’s Palisades community.

California’s Insurance System is Broken.

Ben Allen is Running
to Fix It.

Reduce the outrageous cost of insurance

Prevent companies from dropping policies and denying claims

Stabilize the insurance market to ensure fair and affordable rates

Require insurers provide timely, fair treatment

Move People off the FAIR plan that drives up rates for everyone

Make the Department of Insurance accessible and accountable to consumers

In January 2025, fire tore throughBen Allen’s Palisades community.